ChexDirect ACH File Layout

This file layout allows for rent collection processing with ChexDirect. The following types of files can be created in eSite and posted to FTP.CHEXDIRECT.COM:

Transaction Files

Files containing the transaction information. Text file, comma delimited. All non-numeric fields should be enclosed in single quotes ('). Files should be named in the following format: YYYYMMDD00X.chx. Where X in the file name (not the extension) is the number of the file submitted for each date beginning at 1 counting up in increments of 1.

Check Images

Check images associated with the transactions.

The following table describes each field in the ChexDirect ACH File Layout.

Information Type	Requirement	Value	Field Length	Description
MID	Required	A Valid MID	6	Merchant ID assigned by ChexDirect.
Customer Account	Required	Any string	20	Account number or string identifying the customer.
Company Name	Conditional	Any string	50	The company associated with the billing address. Either first name and last name, or company name must be given.
First Name	Conditional	Any string	50	The first name of the customer associated with the billing address. Either first name and last name, or company name must be given.
Last Name	Conditional	Any string	50	The last name of the customer associated with the billing address. Either first name and last name, or company name must be given.
Driver's License #	Optional	Any string	20	Valid driver's license number.
Driver's License St	Optional	Any string	2	Valid driver's license state.
Address	Optional	Any string	60	The address associated with the billing address.
City	Optional	Any string	40	The city associated with the billing address.
State	Optional	Two character state code	2	The state associated with the billing address.
Zip Code	Optional	Any string	20	The zip code associated with the billing address.
Phone Number	Optional	Any string	25	The phone number of the customer associated with the billing address.
Email	Optional	Any string	50	The email of the customer associated with the billing address.
Tax ID	Optional	9 digits/numbers	9	The Tax ID number (SSN, EIN) of the customer associated with the billing address.
X Type	Required	Debit, Credit	20	Indicates whether the transaction will be processed as a debit or credit.
Bank ABA #	Required	Valid Routing Number	9	Routing number of the bank associated with the customer's bank account.
Amount	Required	Any Number	20	Amount the transaction will be processed for.
Check Number	Optional	Any Number	20	Number of the check associated with the transaction.
Effective Date	Optional	mm/dd/yy	8	Date the transaction will be effective on. If left blank, the date defaults to the transaction sent date.
Memo	Optional	Any string	50	Short description of the transaction.
ACH Type	Required	WEB, WRITTEN, TEL, ARC	7	Indicates the type of authorization that has been acquired to process the customers account.
Attachment	Optional	Any string	50	File name of the attachment to be emailed.
Image	Optional	Any string	50	File name of the image associated with the transaction.