Fields
These fields display on the Credit Check tab when On-Site is selected as the Credit Agency used to process the credit check.
If you run a credit check using On-Site, the results of that credit check will display on Lease Changes Task Selection and Credit Check: Occupants List.
Note
An asterisk (*) indicates a required field.
Lease Information
Lease Start/Lease End
The display-only lease start and end dates.
Personal Information
Applicant Type *
Select an applicant type from the drop-down list: Applicant, Spouse, Occupant, Guarantor.
Name First / MI / Last *
Enter the first name, middle initial and last name of the person applying for the credit check. Middle initial is not required.
SSN
Enter the social security number for the person applying for the credit check.
Date of Birth *
Enter the date of birth for the person applying for the credit check. Use the format: MM/DD/YYYY or select from the electronic electronic calendar.
Current Address Information
Line 1 *
Type the first line of the address where the applicant currently lives.
Line 2
Type the second line of the address where the applicant currently lives.
Zip / City / State *
Type the zip code, city, and state that identify where the applicant currently lives.
Employment Details
Employed
A check box used to tell the system whether to enable or disable employment detail fields. If you check the box the following fields appear in this section.
Checked - Yes, enable the Employer, Length of Emp, Monthly Emp. Inc., Length of Emp., and Other Monthly Income fields.
Unchecked - No, disable the Employer, Length of Emp, Monthly Emp. Inc., Length of Emp., and Other Monthly Income fields.
Employer
Enter the name of the company or person who currently employs the applicant.
Length of Emp. (in months)
Enter the number of months the applicant has worked for the current employer.
Monthly Emp. Inc. *
The amount that displays is based on the annual
income amount (pre-tax) entered in Occupant Demographics and is calculated
as Annual Income divided by 12. The system auto-calculates this amount
and defaults it into this field. If needed, the system allows this amount
to be overridden by entering a different dollar amount, but does not permanently
save the change.
Example
For instance, if the applicant's Annual Income (as reported in Occupant Demographics) is $12,000, the amount defaulted in this field is $1,000. You can override this amount by entering a different value, such as $1,200 and submit the credit application but the next time a credit application is run for the same applicant this field defaults to the Annual Income/12 as originally stated. It does not remember your previous change.
Other Income (monthly)
Enter any additional monthly income that should be considered for the credit check.
Authorization
Username *
Enter your On-Site username.
Password *
Enter your On-Site user password.
Applicant Consent Obtained
Check the box to indicate that the applicant has agreed to allow you to run a credit check.
Co-application Information
"There are no co-applications at this time" displays if there is no co-applicant for the credit check.
If there are co-applicant(s) for the credit check, a table shows Co-applicant Name (link), Include in Screening (Y/N), Required Information Complete (Y/N). Yes or No appears for a co-applicant based on entries made in the window that appears after you click on the link for a co-applicant.
Click the link for a Co-applicant to run the credit check for that co-applicant also. A window opens that is used to enter Co-Applicant information for the credit check.
Include in Screening
A drop-down box used to tell the system whether to enable or disable Co-applicant information fields. If you check the box the following fields appear.
Co-applicant Personal Information
Applicant Type *
Select an applicant type from the drop-down list: Applicant, Spouse, Occupant, Guarantor.
Name First / MI / Last *
Enter the first name, middle initial and last name of the co-applicant applying for the credit check. Middle initial is not required.
SSN
Enter the social security number for the co-applicant applying for the credit check.
Date of Birth *
Enter the date of birth for the co-applicant applying for the credit check. Use the format: MM/DD/YYYY or select from the electronic calendar.
Co-applicant Current Address Information
Line 1 *
Type the first line of the address where the co-applicant currently lives.
Line 2
Type the second line of the address where the co-applicant currently lives.
Zip / City / State *
Type the zip code, city, and state that identify where the co-applicant currently lives.
Co-applicant Employment Details
Employed
A check box used to tell the system whether to enable or disable employment detail fields.
Checked - Yes, enable the Employer, Length of Emp, Monthly Emp. Inc., Length of Emp., and Other Monthly Income fields.
Unchecked - No, disable the Employer, Length of Emp, Monthly Emp. Inc., Length of Emp., and Other Monthly Income fields.
Employer
Enter the name of the company or person who currently employs the co-applicant.
Length of Emp. (in months)
Enter the number of months the co-applicant has worked for the current employer.
Monthly Emp. Inc.
The amount that displays is based on the annual
income amount (pre-tax) entered in Occupant Demographics and is calculated
as Annual Income divided by 12. The system auto-calculates this amount
and defaults it into this field. If needed, the system allows this amount
to be overridden by entering a different dollar amount, but does not permanently
save the change.
Example
For instance, if the co-applicant's Annual Income (as reported in Occupant Demographics) is $12,000, the amount defaulted in this field is $1,000. You can override this amount by entering a different value, such as $1,200 and submit the credit application but the next time a credit application is run for the same co-applicant this field defaults to the Annual Income/12 as originally stated. It does not remember your previous change.
Other Income (monthly) *
Enter any additional monthly income that should be considered for the credit check.
Co-applicant Authorization
Applicant Consent Obtained
Check the box to indicate that the co-applicant has agreed to allow you to run a credit check.
See Also
Credit and Insurance Agencies Overview
Credit Agency/Renters Insurance Tab
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