NACHA ACH File Layout

This file layout allows for rent collection processing with First Union National Bank. The NACHA ACH file layout consists of the following records:

The File Header Record designates physical file characteristics and identifies the immediate origin and destination of the entries contained within the file. In addition, this record includes date, time and file identification field which can be used to identify the file uniquely.

Field #	Position From/To	Size	Contents	Data Element Name	Data Element Definition	Requirement
1	01-01	1	'1'	Record Type Code	The Record Type Code identifies the following types of records: 1-File Header 5-Company/Batch Header 6-Entry Detail 7-Entry Detail Addenda 8-Company/Batch Control 9-File Control	Mandatory
2	02-03	2	'01'	Priority Code	A Constant	Mandatory
3	04-13	10	'bTTTTRRRRC'	Immediate Destination	Destination Routing Number Note: From Direct Rent Setup	Mandatory
4	14-23	6	'bXXXXXXXXX'	Immediate Origin	Origin Routing Number	Mandatory
5	24-29	6	YYMMDD	Transmission Date	File Creation Date	Mandatory
6	30-33	4	HHMM	Transmission Time	File Creation Time	Optional
7	34-34	1	'A'	File ID Modifier	Provides unique identification of file content for files with same date and time.	Mandatory
8	35-37	3	'094'	Record Size	Indicates the number of characters contained for each record when recorded or transmitted in the fixed format (always "094").	Mandatory
9	38-39	2	'01'	Blocking Factor	The Blocking Factor defines the number of physical records within a block (a block is 940 characters). For all files moving between a DFI (Depository Financial Institution) and an ACH Operator (either way), the value "10" must be used. If the number of records within the file is not a multiple of ten, the remainder of the block must be nine filled.	Mandatory
10	40-40	1	'1'	Format Code	This field has been provided for future format variations (i.e., data transmission). As currently defined, the format for files containing paperless entries will be value '1'.	Mandatory
11	41-63	23	Alphabetic	Destination	Destination name Note: This name is pulled from eSite—Setup—Property—Direct Rent Setup.	Mandatory
12	64-86	23	Alphabetic	Origin	Origin Name Note: This name is pulled from eSite—Setup—Property—Direct Rent Setup.	Mandatory
13	87-94	8	'ESITEACH'	Reference Code	This field is available for information pertinent to the company. AMSI uses this to store an identifier as to which program created the file.	Optional

The Company/Batch Header Record identifies the Company and briefly describes the prearranged paperless debit or credit. In addition, this record contains the Transit Routing/ABA number of the Originating DFI and may indicate the intended effective date of all transactions within the batch. This information applies to all subsequent entry detail records in the batch.

Field #	Position From/To	Size	Contents	Data Element Name	Requirement
1	01-01	1	'5'	Record Type Code	Mandatory
2	02-04	3	'2XX'	Service Class Codes: 200-ACH entries mixed debit and credit 220-ACH credits only 225-ACH debits only Note: The AMSI file always uses 200.	Mandatory
3	05-20	16	Alphanumeric	Company Name Note: This name is pulled from eSite—Setup—Property—Direct Rent Setup.	Mandatory
4	21-40	20	Alphanumeric	Company Directory Data Note: This name is pulled from eSite—Setup—Property—Direct Rent Setup, Property Name field.	Optional
5	41-50	10	Alphanumeric	Fed ID Note: This name is pulled from eSite—Setup—Property—Direct Rent Setup.	Mandatory
6	51-53	3	'XXX'	Standard Entry Classes: PPD - Consumer debit and credits CCD - Corporate debits and credits CIE - Customer initiated entry CTX - Corporate Trade Exchange Note: In eSite, ePay and WebPay use PPD, MICR uses ARC.	Mandatory
7	54-63	10	Alphanumeric	Company Entry Description Note: AMSI always uses PAYMENT.	Mandatory
8	64-69	6	YYMMDD	Company Descriptive Date Note: This is the date the ACH file was created.	Optional
9	70-75	6	YYMMDD	Effective Entry Date Note: This is the date the ACH file was created.	Mandatory
10	76-78	3	'000'	Settlement Date Note: This date is pulled from eSite—Setup—Property—Direct Rent Setup, Days Offset Date field.	Mandatory
11	79-79	1	'1'	Originator Status Code	Mandatory
12	80-87	8	TTTTAAAA	Originating DFI Identification Note: This is the first 8 digits of the Origin ABA number pulled from eSite—Setup—Property—Direct Rent Setup—Origin ABA Number field.	Mandatory
13	88-94	7	Numeric	Batch # Note: Batch numbers are created sequentially. For instance, first batch is 0000001, second batch is 0000002, and so on.	Mandatory

The Company/Batch control contains the counts, hash totals, and total dollar controls for the preceding detail entries within the indicated batch.

Field #	Position From/To	Size	Contents	Data Element Name	Data Element	Requirement
1	01-01	1	'8'	Record Type Code	Previously defined	Mandatory
2	02-04	3	'2XX'	Service Class Codes	Code values are as follows: 200-ACH entries mixed debit and credit 220-ACH credits only 225-ACH debits only Note: AMSI uses 200	Mandatory
3	05-10	6	Numeric	Entry/Addenda Count	This count is a tally of each Entry Detail Addenda Record processed within the batch.	Mandatory
4	11-20	10	Numeric	Entry Hash	The eight digit Transit/ABA numbers of the Entry Detail Records, within the batch, are accumulated into this 10-character field.	Mandatory
5	21-32	12	$$$$$$$$$$cc	Total Debit Entry Dollar Amount	These fields contain the accumulated Entry Detail debit and credit totals within the batch.	Mandatory
6	33-44	12	$$$$$$$$$$cc	Total Credit Entry Dollar Amount	Batches should not include corporate offset transaction - bank will settle. Note: For AMSI, this number is always 000000000000.	Mandatory
7	45-54	10	##########	Company Identification	Same as field 5 in the '5' record of Company/Batch Header Record.	Mandatory
8	55-73	19	Blank			Mandatory
9	74-79	6	Blank			Mandatory
10	80-87	8	TTTTAAAC	Originating Financial Institution	Note: This number is pulled from eSite—Setup—Property—Direct Rent Setup—Origin Name field.	Mandatory
11	88-94	7	Numeric	Batch Number	Same as header	Mandatory

Entry Detail records contain the information sufficient to relate the entry to the Receiver or Customer, i.e., individual DFI account number, identification number, and the debit or credit as indicated by the Transaction Code.

Field #	Position From/To	Size	Content	Data Element Name	Data Element	Requirement
1	01-01	1	'6'	Record Type Code	Previously defined - Entry Detail	Mandatory
2	02-03	2	Numeric	Transaction Code	The two digit code in the ACH record that determines whether an entry is a debit or a credit to a DDA account, savings account, or general ledger account, or whether an entry is a credit to a loan account. Note: AMSI always uses these transaction codes; 27, 28, 37 or 38.	Mandatory
3	04-11	8	TTTTAAAA	Individual Bank ID	First 8 digits of ABA Number from scanned check.	Mandatory
4	12-12	1	Numeric	Check Digit	This is the last digit of the ABA Number.	Mandatory
5	13-29	17	Alphanumeric	Bank Acct. Number	DDA Number	Mandatory
6	30-39	10	$$$$$$$$cc	Amount	Payment Amount	Mandatory
7	40-54	15	Alphanumeric	Individual ID Number	This field contains the accounting number by which the individual is known to the company. Note: AMSI uses Company, Property, Building, Unit and Resident/Tenant ID.	Mandatory
8	55-76	22	Alphanumeric	Individual Name	Resident/Tenant Name	Mandatory
9	77-78	2	Blank	Bank Discretionary Data	AMSI uses '01'	Mandatory
10	79-79	1	Numeric	Addenda Record Indicator	Value - '0' or '1'. This field contains the count of any Entry Detail Addenda Records associated with the Entry Detail Record. A value '0' means no such record is present. Note: AMSI uses 0.	Mandatory
11	80-94	15	Numeric	Trace Number	Positions 1-8=origin routing number Note: This number is pulled from eSite—Setup—Property—Direct Rent Setup—Origin ABA Number field. Positions 9-15=detail number (0000001 for the first entry, 0000002 for the second entry, and so on.	Mandatory

Addenda Records are used by the originating company to supply additional financial information about the Entry Detail Records accompanying the ACH transaction. Addenda records must be in consecutive ascending order. Note that AMSI does not use Addenda Records.

Field #	Position From/To	Size	Contents	Data Element Name	Requirement
1	01-01	1	'7'	Record Type Code	Mandatory
2	02-03	2	'05'	Addenda Type Code - Constant	Mandatory
3	04-83	80	Alphanumeric	Payment Related Information - allows for transmission of information formatted in accordance with ANSI formats or NACHA - endorsed banking conventions	Optional
4	84-87	4	Numeric	Special Addenda Sequence Number - consecutively assigned to each special addenda record following an Entry Detail Record.	Optional
5	88-94	7	Numeric	Entry Detail Sequence Number - Ascending sequence number section of the Entry Detail Records trace number.	Mandatory

The Company/Batch control contains the counts, hash totals, and total dollar controls for the preceding detail entries within the indicated batch.

Field #	Position From/To	Size	Contents	Data Element Name	Data Element	Requirement
1	01-01	1	'8'	Record Type Code	Previously defined	Mandatory
2	02-04	3	'2XX'	Service Class Codes	Code values are as follows: 200-ACH entries mixed debit and credit 220-ACH credits only 225-ACH debits only Note: AMSI uses 200.	Mandatory
3	05-10	6	Numeric	Entry/Addenda Count	This count is a tally of each Entry Detail Addenda Record processed within the batch.	Mandatory
4	11-20	10	Numeric	Entry Hash	The eight digit Transit/ABA numbers of the Entry Detail Records, within the batch, are accumulated into this 10-character field.	Mandatory
5	21-32	12	$$$$$$$$$$cc	Total Debit Entry Dollar Amount	These fields contain the accumulated Entry Detail debit and credit totals within the batch.	Mandatory
6	33-44	12	$$$$$$$$$$cc	Total Credit Entry Dollar Amount	Batches should not include corporate offset transaction - bank will settle. Note: For AMSI, this number is always 000000000000.	Mandatory
7	45-54	10	##########	Company Identification	Same as field 5 in the '5' record of Company/Batch Header Record.	Mandatory
8	55-73	19	Blank			Mandatory
9	74-79	6	Blank			Mandatory
10	80-87	8	TTTTAAAC	Originating Financial Institution	Note: This number is pulled from eSite—Setup—Property—Direct Rent Setup—Origin Name field.	Mandatory
11	88-94	7	Numeric	Batch Number	Same as header	Mandatory

The File Control Record contains dollar, entry, and hash total accumulations from the Company/Batch Control Records in the file. This record also contains counts of the number of blocks and batches within the file.

Field #	Position From/To	Size	Contents	Data Element Name	Data Element	Requirement
1	01-01	1	'9'	Record Type Code	Previously defined	Mandatory
2	02-07	6	Numeric	Batch Count	The value of this field must be equal to the number of Company/Batch Header Records in the file.	Mandatory
3	08-13	6	Numeric	Block Count	For AMSI, this number is always 000000.	Mandatory
4	14-21	8	Numeric	Entry/Addenda Count	This count is a tally of each Entry Detail Record and each Entry Detail Addenda record processed within the file.	Mandatory
5	22-31	10	Numeric	Entry Hash	The eight digit Transit/ABA numbers of the Entry Detail Records, within the file, are accumulated into this 10-character field.	Mandatory
6	32-43	12	$$$$$$$$$$cc	Total Debit Entry Dollar Amount	These fields contain the accumulated Entry Detail debit and credit totals within the file.	Mandatory
7	44-55	12	$$$$$$$$$$cc	Total Credit Entry Dollar Amount	For AMSI, this number is always 000000000000.	Mandatory
8	56-94	39	Blank	Reserved		Mandatory